Guaranteed Mobile Phone Contracts
Having a bad credit rating poses a lot of negative effects on both your personal and professional life, one of them being that you have to face a lot of difficulties while applying for a contract mobile phone. Not just the bad credit customers, even some with good credit crating get rejected much often as the mobile application process in UK continues to get stricter day by day. More and more people are now looking for options where there is no hassle of repeated credit checks involved and you are guaranteed a mobile phone contract.
Mostly, the main reason people get rejected for a mobile phone contract is because of a bad credit rating. Network providers go through your financial history and have made these credit checks necessary because they want to make sure that you would be able to keep up with the monthly payments. Just like when you apply for a credit card or loan, you have to pass a credit check in order to clinch a contract with the network provider. Your credit report basically shows how able are you to afford any deal.
Many popular and trusted lenders in UK such as PhonesForAll offer guaranteed mobile phone contracts regardless of where your credit score stands or how many times you have been rejected before. These lenders don’t carry out any credit checks or demand any confidential financial information online. All they demand is pretty basic information such as what type of contract you are looking for and what your requirements are so that they can find the best deal online that suits your needs. Moreover, their services are free of costs. They don’t charge any kind of hidden fees for any advice or suggestion. All you need to be is a legal UK citizen, 18 years of age and have a valid bank account in order to be eligible to apply.
There are a few things you need to follow if you want to be 100 percent sure that you will be able to clinch a deal. Firstly, do not apply for an expensive, high-end handset, especially with a poor credit. Your chances of acceptance are higher if you apply for cheaper mobile phones. If you want a cheaper yet beneficial deal, go for SIM-only contracts. They come without the handset but they are easier to get and cheaper to afford.
There are a lot of ways through which you can get a contract mobile phone even with bad credit but what you must essentially do is improve your credit score meanwhile. Good Luck!